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IDENTITY THEFT What is identity theft? Protecting Yourself Reporting FRAUD Phishing Pharming Check Scams Current Scams Protecting Yourself Reporting CARD FRAUD Skimming Card Data Compromise Protecting Yourself Reporting PULASKI BANK SECURITY HELPFUL LINKS Skimming “Skimming” is a method by which thieves capture the magnetic stripe data from your card and use it to create a new, counterfeit card. These counterfeit cards are then used to process unauthorized transactions against your account. There are two main methods of skimming card information: A small device that appears to be a part of the machine is placed over the card insertion slot of an ATM, gas pump, or other self-service kiosk. As you slide your card into the ATM, this device “reads” the data on the stripe and either stores it or transmits it to a nearby location. Often times, there is also a small, hidden camera that captures your keystrokes as you input your PIN into the machine. The device is carried by an employee in a merchant’s store location. When the employee walks away with your card to complete your transaction, they swipe the card through the skimming device and capture the magnetic stripe data.